by ingram | Oct 23, 2025 | Homeownership
Toronto and Vancouver used to dominate Canada’s housing conversation — but not anymore. With affordability strained and remote work here to stay, smaller and mid-sized cities are booming. Affordability Is the Key Driver The average detached home in Toronto hovers near...
by ingram | Oct 15, 2025 | Homeownership
As the fall real estate market winds down and Canadians turn their attention toward the holidays, many potential buyers hit pause on their home search. But if you’re serious about buying, the months leading into the holidays — November and December — can actually be...
by ingram | Oct 7, 2025 | Mortgage
For many Canadians, 2025 marks a critical year for mortgage renewals. With thousands of homeowners coming up for renewal after borrowing at ultra-low pandemic rates, the financial adjustment can be significant. But preparation is key — and the good news is, you have...
by ingram | Sep 29, 2025 | Homeownership
In the past decade, multigenerational living has become one of the fastest-growing housing trends in Canada. Rising home prices, shifting cultural values, and the need for affordable childcare or elder care have all contributed to more families choosing to live under...
by ingram | Sep 18, 2025 | Homeownership
For years, Canadians have debated whether it makes more sense to rent or buy. That question is particularly challenging in 2025, when affordability is tight, mortgage rates remain higher than many are comfortable with, and rents continue to climb. The decision isn’t...
by ingram | Sep 10, 2025 | Mortgage
As 2025 winds down, many Canadians are wondering if now is the right time to start their home buying journey—or whether waiting until 2026 might make more financial sense. One powerful strategy that often goes overlooked is locking in a mortgage rate before year-end....
by ingram | Sep 5, 2025 | Homeownership
As the leaves change and Canadians head into fall, the housing market is also entering a season of transition. After a spring and summer marked by cautious optimism and modest activity, the fall 2025 real estate outlook suggests both opportunities and challenges for...
by ingram | Aug 27, 2025 | Homeownership
Thinking about selling your home in 2025? The Canadian real estate market is showing signs of stabilization after a few years of volatility. Interest rates are no longer climbing aggressively, buyer confidence is returning, and sellers are starting to regain leverage...
by ingram | Aug 15, 2025 | Mortgage
Mortgage renewals and refinancing have taken on a new urgency in 2025, with many Canadian homeowners facing higher rates than they locked in during the ultra-low interest rate era of 2020–2021. If your mortgage is up for renewal soon—or you’re thinking about...
by ingram | Aug 11, 2025 | Mortgage
In 2025, one of the most important steps in the home buying process is understanding how Canada’s mortgage stress test impacts your purchasing power. Designed to ensure borrowers can handle future rate increases, the stress test significantly affects how much home you...
