by ingram | Mar 10, 2025 | First Time Home Buyers, Homeownership, Mortgage
Moving to Canada is an exciting journey, but settling in comes with many challenges, including securing a home. One of the biggest questions for newcomers is: How do I get a mortgage in Canada? If you’re new to the country, you may not have a Canadian credit...
by ingram | Mar 3, 2025 | Mortgage
As homeowners age, they may look for ways to tap into their home equity for additional financial security. Two of the most popular options are reverse mortgages and home equity lines of credit (HELOCs). While both allow homeowners to access their home’s equity, they...
by ingram | Feb 24, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage
Home insurance can be a confusing and overwhelming topic, with many misconceptions floating around that could leave homeowners misinformed about their coverage. From the belief that home insurance covers everything to assuming that flooding is always included, these...
by ingram | Feb 17, 2025 | Finance, Homeownership, Mortgage
As seniors approach retirement, financial stability becomes an increasing priority, and managing expenses while maintaining a comfortable lifestyle can sometimes require alternative financing options. Two common financial products that seniors may consider are reverse...
by ingram | Feb 10, 2025 | Finance, Homeownership, Mortgage
Buying a home is one of the most significant financial decisions you’ll ever make. For first-time home buyers, there’s a lot to learn about the process, but repeat buyers face a unique set of challenges and opportunities. If you’re a seasoned home buyer in...
by ingram | Feb 3, 2025 | Finance, Homeownership, Mortgage
Buying a home is a major milestone, but securing a mortgage can feel like an impossible challenge for those who have faced financial struggles. Whether you’ve dealt with bankruptcy, missed payments, or a low credit score, the good news is that homeownership is...
by ingram | Jan 21, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage
As we head into 2025, the real estate landscape is poised for notable changes that will affect buyers, investors, and homeowners alike. With evolving interest rates, increasing demand for suburban living, and a growing emphasis on sustainability, understanding these...
by ingram | Jan 13, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage
For years, buying your first home was a milestone many reached in their mid-to-late 20s. However, recent trends show that the average age of first-time home buyers has steadily increased. Factors like rising home prices, tighter lending standards, growing student...
by ingram | Jan 6, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage
Buying a home is one of the biggest financial decisions you’ll make in your lifetime. While the excitement of finding your dream home can be overwhelming, it’s important not to overlook the importance of an emergency fund in the process. An emergency fund...
by ingram | Jan 3, 2025 | Finance, Homeownership, Mortgage
Refinancing a mortgage can be a smart financial move—but timing is everything. Whether you’re looking to lower your monthly payments, reduce your interest rate, or tap into your home’s equity, understanding when to refinance can make all the difference....