by ingram | Nov 19, 2025 | Mortgage
A Friendly Guide from the Ingram Mortgage Team Life changes quickly. Jobs shift, families grow, opportunities arise, and sometimes your current mortgage simply doesn’t fit your future plans. When that happens, many Canadians ask the same question: “Can I break my...
by ingram | Nov 13, 2025 | Mortgage
If you’re house-hunting in Canada, chances are you’ve heard that getting “pre-approved” for a mortgage is a must. But what exactly does that mean—and how much weight does a pre-approval really carry when you’re ready to make an offer? Let’s break down what a mortgage...
by ingram | Oct 7, 2025 | Mortgage
For many Canadians, 2025 marks a critical year for mortgage renewals. With thousands of homeowners coming up for renewal after borrowing at ultra-low pandemic rates, the financial adjustment can be significant. But preparation is key — and the good news is, you have...
by ingram | Sep 10, 2025 | Mortgage
As 2025 winds down, many Canadians are wondering if now is the right time to start their home buying journey—or whether waiting until 2026 might make more financial sense. One powerful strategy that often goes overlooked is locking in a mortgage rate before year-end....
by ingram | Aug 15, 2025 | Mortgage
Mortgage renewals and refinancing have taken on a new urgency in 2025, with many Canadian homeowners facing higher rates than they locked in during the ultra-low interest rate era of 2020–2021. If your mortgage is up for renewal soon—or you’re thinking about...
by ingram | Aug 11, 2025 | Mortgage
In 2025, one of the most important steps in the home buying process is understanding how Canada’s mortgage stress test impacts your purchasing power. Designed to ensure borrowers can handle future rate increases, the stress test significantly affects how much home you...
