by ingram | Nov 28, 2025 | Homeownership
Whether you’re a first-time buyer or moving up to your next home, one big question always comes up: Should you buy a brand-new home or a resale property? Both options have clear advantages — and some hidden drawbacks — especially in the Canadian market where...
by ingram | Nov 19, 2025 | Mortgage
A Friendly Guide from the Ingram Mortgage Team Life changes quickly. Jobs shift, families grow, opportunities arise, and sometimes your current mortgage simply doesn’t fit your future plans. When that happens, many Canadians ask the same question: “Can I break my...
by ingram | Nov 13, 2025 | Mortgage
If you’re house-hunting in Canada, chances are you’ve heard that getting “pre-approved” for a mortgage is a must. But what exactly does that mean—and how much weight does a pre-approval really carry when you’re ready to make an offer? Let’s break down what a mortgage...
by ingram | Nov 4, 2025 | Homeownership
Selling your home can be exciting — but also stressful. Between cleaning, staging, pricing, and paperwork, there’s a lot to manage if you want the best result. The good news? A little preparation goes a long way. Here’s your step-by-step checklist to help you sell...
by ingram | Oct 28, 2025 | Homeownership
If you’ve been thinking about buying a home in Canada, you’ve probably heard a lot of “rules” about down payments — and chances are, not all of them are true. From how much you really need to save, to what counts as a valid source of funds, to whether you can buy with...
by ingram | Oct 23, 2025 | Homeownership
Toronto and Vancouver used to dominate Canada’s housing conversation — but not anymore. With affordability strained and remote work here to stay, smaller and mid-sized cities are booming. Affordability Is the Key Driver The average detached home in Toronto hovers near...
by ingram | Oct 15, 2025 | Homeownership
As the fall real estate market winds down and Canadians turn their attention toward the holidays, many potential buyers hit pause on their home search. But if you’re serious about buying, the months leading into the holidays — November and December — can actually be...
by ingram | Oct 7, 2025 | Mortgage
For many Canadians, 2025 marks a critical year for mortgage renewals. With thousands of homeowners coming up for renewal after borrowing at ultra-low pandemic rates, the financial adjustment can be significant. But preparation is key — and the good news is, you have...
by ingram | Sep 29, 2025 | Homeownership
In the past decade, multigenerational living has become one of the fastest-growing housing trends in Canada. Rising home prices, shifting cultural values, and the need for affordable childcare or elder care have all contributed to more families choosing to live under...
by ingram | Sep 18, 2025 | Homeownership
For years, Canadians have debated whether it makes more sense to rent or buy. That question is particularly challenging in 2025, when affordability is tight, mortgage rates remain higher than many are comfortable with, and rents continue to climb. The decision isn’t...
