by ingram | Mar 6, 2026 | Homeownership, Mortgage
You’re moving. Maybe you’ve outgrown your current home, found a new job in a different city, or just found the property you’ve always wanted. Exciting as that is, one question looms: what happens to your existing mortgage? You have two main options —...
by ingram | Feb 24, 2026 | Homeownership
A Friendly Guide from the Ingram Mortgage Team Every year brings new headlines — but the Canadian housing market in 2026 is defined by adjustment, balance, and long-term planning. A More Balanced Market After years of sharp swings, many regions are seeing steadier...
by ingram | Feb 12, 2026 | Homeownership, Mortgage
A Friendly Guide from the Ingram Mortgage Team If you’re thinking about selling your home in 2026, February is the perfect time to start planning. Spring is traditionally Canada’s busiest real estate season — but timing your sale correctly can make a significant...
by ingram | Feb 5, 2026 | Homeownership, Mortgage
A Friendly Guide from the Ingram Mortgage Team February is a quiet month in Canadian real estate — but for buyers, it’s one of the smartest times to prepare. As winter begins to fade, many Canadians start planning for spring purchases, and those who plan early often...
by ingram | Jan 29, 2026 | Mortgage
One of the most common—and stressful—questions we get is: “Should I go Fixed or Variable?” It is the million-dollar question. In 2024, the answer was complicated. In 2025, the answer was hopeful. Now, in January 2026, the answer comes down to a battle...
by ingram | Jan 21, 2026 | Mortgage
We have been warning about it for years. The media has dubbed it the “Renewal Cliff” or the “Mortgage Wall.” Well, look at the calendar: It is 2026, and the cliff is here. If you bought your home in 2021, you likely secured a rock-bottom...
by ingram | Jan 12, 2026 | Homeownership
It’s January, and while most people are thinking about gym memberships and resolutions, savvy future homeowners are thinking about one thing: Tax-Free Room. The First Home Savings Account (FHSA) has been a game-changer for Canadians since it launched, and as of...
by ingram | Jan 7, 2026 | Homeownership
Happy New Year! As we turn the calendar to January 2026, the Canadian real estate market feels different than it has in a long time. If you have been following the headlines for the last two years, you know the housing market has been stuck in a frustrating...
by ingram | Dec 22, 2025 | Mortgage
Mortgage penalties can feel like a roadblock when you’re trying to take advantage of lower interest rates. But what if there was a way to access better rates without breaking your existing mortgage contract—and without paying hefty penalties? That’s where blended...
by ingram | Dec 18, 2025 | Homeownership
Thinking about upgrading your home to make it more energy-efficient — and maybe save on heating, cooling, or electricity costs? Good news: Canada offers several rebates, incentives, and programs that help homeowners make energy-savvy upgrades without breaking the...
