by ingram | Feb 3, 2025 | Finance, Homeownership, Mortgage
Buying a home is a major milestone, but securing a mortgage can feel like an impossible challenge for those who have faced financial struggles. Whether you’ve dealt with bankruptcy, missed payments, or a low credit score, the good news is that homeownership is...
by ingram | Jan 21, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage
As we head into 2025, the real estate landscape is poised for notable changes that will affect buyers, investors, and homeowners alike. With evolving interest rates, increasing demand for suburban living, and a growing emphasis on sustainability, understanding these...
by ingram | Jan 13, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage
For years, buying your first home was a milestone many reached in their mid-to-late 20s. However, recent trends show that the average age of first-time home buyers has steadily increased. Factors like rising home prices, tighter lending standards, growing student...
by ingram | Jan 6, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage
Buying a home is one of the biggest financial decisions you’ll make in your lifetime. While the excitement of finding your dream home can be overwhelming, it’s important not to overlook the importance of an emergency fund in the process. An emergency fund...
by ingram | Jan 3, 2025 | Finance, Homeownership, Mortgage
Refinancing a mortgage can be a smart financial move—but timing is everything. Whether you’re looking to lower your monthly payments, reduce your interest rate, or tap into your home’s equity, understanding when to refinance can make all the difference....
by ingram | Dec 24, 2024 | Blog, Finance, First Time Home Buyers, Homeownership, Mortgage
As the holiday season approaches, many of us start thinking about how to make the most of the festive time while planning for the future. For retirees, this period can bring an added layer of financial planning. The winter months can be especially difficult for those...
by ingram | Dec 17, 2024 | Finance, First Time Home Buyers, Homeownership, Mortgage
As we look ahead to 2025, the mortgage market is poised for significant changes. From rising interest rates to more stringent lending standards, borrowers need to understand how these shifts might affect their home-buying or refinancing plans. Here’s what to...
by ingram | Dec 10, 2024 | Blog, Homeownership, Mortgage
As we approach 2025, Canadian homebuyers and borrowers are bracing for potential shifts in the housing market. From interest rates to government incentives, it’s crucial to understand the evolving landscape to make informed decisions. In this blog, we’ll break down...
by ingram | Dec 2, 2024 | Finance, Homeownership, Mortgage
Buying your first home is an exciting milestone, but when you do it in the winter, there are a few unique considerations you’ll want to keep in mind. From navigating icy roads to understanding how cold weather can affect your new property, winter homebuying comes with...
by ingram | Nov 25, 2024 | Finance, First Time Home Buyers, Homeownership, Mortgage
Congratulations! You’ve found the person you want to spend your life with, and now you’re ready to take the next big step: buying your first home together. It’s an exciting milestone, but it can also be a bit daunting—especially when you factor in the complexities of...