by ingram | Dec 22, 2025 | Mortgage
Mortgage penalties can feel like a roadblock when you’re trying to take advantage of lower interest rates. But what if there was a way to access better rates without breaking your existing mortgage contract—and without paying hefty penalties? That’s where blended...
by ingram | Dec 18, 2025 | Homeownership
Thinking about upgrading your home to make it more energy-efficient — and maybe save on heating, cooling, or electricity costs? Good news: Canada offers several rebates, incentives, and programs that help homeowners make energy-savvy upgrades without breaking the...
by ingram | Dec 15, 2025 | Homeownership
When you’re planning to sell your home, you might assume the market will always favour sellers — but that’s not always the case. One big factor that can shape your sale price and timing? Interest rates. As interest rates rise or fall, they influence how much buyers...
by ingram | Dec 2, 2025 | CMHC
Buying a home with a smaller down payment? If you have less than 20% down, chances are you’ll be paying for Canada Mortgage and Housing Corporation (CMHC) mortgage insurance. But what does that really mean — and how much will it cost you? Let’s break down how it works...
by ingram | Nov 28, 2025 | Homeownership
Whether you’re a first-time buyer or moving up to your next home, one big question always comes up: Should you buy a brand-new home or a resale property? Both options have clear advantages — and some hidden drawbacks — especially in the Canadian market where...
