What is a credit score? You’ve likely heard about credit scores many times before, but what exactly are they? Simply put, your credit score determines the likelihood of you as a borrower to pay bills when they are due. Your credit score is thus improved when you pay...
We have helped so many members of our mortgage family save money and buy their dream homes! But what about the costs between your down payment and monthly mortgage bills? Closing costs are important to budget for, as they can add up very quickly if you’re not...
Rising home prices may make the thought of saving for a down payment seem intimidating. It doesn’t have to be. With a plan in place and the diligence to follow through, you can reach your goal of a down payment sooner than you may think. 1 – Commit to...
We’re sure you have heard about mortgage pre-approvals. Brokers (ourselves included) strive to make the pre-approval process as simple as possible and give you the confidence needed to start looking for the house of your dreams. But what exactly is a mortgage...
There are many members of our mortgage family with both variable and fixed rate mortgages, but why? Is one not superior to the other? We’ll break down fixed and variable rate mortgages to help you understand the benefits of each, and hopefully provide clarity towards...
