Do you and your spouse earn a good income, but don’t quite make enough to qualify for the home you want? You may want to consider co-owning a home with another party. In order to do this, both parties will need to fill out a mortgage application and include their...
It’s no secret that homeowners insurance is important. But if you can’t afford it, can you still own a home? Some people believe that it is mandatory, while others think that it is only necessary if you have a mortgage. The truth is, homeowners insurance...
When you are deciding on which homeowners insurance policy to purchase, it is important to understand what is and is not covered. Most policies have a standard list of coverages, but there may be some things that are not included. For example, damage caused by floods...
Property remains one of the most stable and reliable investments around, offering the potential for long-term growth and can provide you with a stream of income, monthly cash flow, and many other benefits. However, it is not without risks – and there are a few things...
It’s no secret that having bad credit can make it difficult to get a mortgage. But is it impossible for first-time buyers with bad credit to get a home loan? Surprisingly, the answer is no. In fact, there are a few things you can do to improve your chances of...
Reverse mortgages are a popular option for seniors to supplement their income in retirement. This type of loan allows borrowers to access the equity they have built up in their home without having to make monthly payments. But, how do you know if you qualify for a...
