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3 Ways to Get Your Home Equity: Which One is Right for You?
Home equity is the difference between your home's current market value and the outstanding balance on your mortgage. If you own a home and have been making regular payments on your mortgage, chances...
Extended Rate Lock: Lock Your Rate in Early and Relax!
When you are buying or refinancing your home, the interest rate you receive is a key factor in your overall costs. By locking in your rate early, you can avoid the worry of potential increases in...
Short Sale Vs. Foreclosure: Which Is Better For Buyers?
When it comes to deciding whether to buy a foreclosure or short sell property, it can be tough to know which is the right choice. Both have their pros and cons, but understanding the difference...
What to Consider For Co-Ownership of a Home
Do you and your spouse earn a good income, but don’t quite make enough to qualify for the home you want? You may want to consider co-owning a home with another party. In order to do this, both...
Do I Need Homeowners Insurance and When Should I Buy It?
It's no secret that homeowners insurance is important. But if you can't afford it, can you still own a home? Some people believe that it is mandatory, while others think that it is only necessary if...
What is NOT Covered On a Standard Homeowners Insurance Policy?
When you are deciding on which homeowners insurance policy to purchase, it is important to understand what is and is not covered. Most policies have a standard list of coverages, but there may be...
Buying An Investment Property: 5 Steps To Get Started
Property remains one of the most stable and reliable investments around, offering the potential for long-term growth and can provide you with a stream of income, monthly cash flow, and many other...
Can First-Time Buyers Get a Mortgage With Bad Credit?
It's no secret that having bad credit can make it difficult to get a mortgage. But is it impossible for first-time buyers with bad credit to get a home loan? Surprisingly, the answer is no. In fact,...
What You Need to Consider Before Taking a Reverse Mortgage in Retirement
Reverse mortgages are a popular option for seniors to supplement their income in retirement. This type of loan allows borrowers to access the equity they have built up in their home without having...
10 Features Home Buyers Look for: What Should You Consider?
With the housing market on the rise, home buyers are always looking for a perfect home, but what exactly do they want? There are many features that go into the decision of what makes a house "the...
The Housing Market Is On Fire. Will You Get Burned If You Skip A Home Inspection?
When the housing market is on fire, one of the biggest challenges you’ll face - besides getting a seller to accept your offer - is doing your best to avoid getting burned in the process. It’s...
Reverse Mortgages: What Are They, When To Get One & How To Qualify
Reverse mortgage: it’s a term you may hear from time to time but may not have completely understood. Just what is a reverse mortgage? What does it do and do you qualify for one? More importantly,...