Blog
The Spring Market Is Here: What Canadian Buyers Need to Know Right Now
Spring has officially arrived — and in Canadian real estate, that means one thing: the market is waking up. Every year, the months of April through June bring more listings, more competition, and...
Self-Employed? Here’s How to Qualify for a Mortgage in Canada
Being your own boss is one of the most rewarding things you can do — but when it comes time to buy a home, it can feel like the entire mortgage world is set up against you. Banks want T4s, steady...
How to Use Your Home Equity to Buy an Investment Property
If you've owned your home for a few years in Canada, chances are you've built up significant equity — possibly without even realizing how much. With home values in many markets having risen...
Divorce and Your Mortgage: What Canadian Couples Need to Know
Divorce is one of the most difficult experiences a person can go through — and the financial decisions that come with it can feel completely overwhelming. Your home is often the largest shared...
Port vs. Break: What to Do With Your Mortgage When You Move
You're moving. Maybe you've outgrown your current home, found a new job in a different city, or just found the property you've always wanted. Exciting as that is, one question looms: what happens to...
Canadian Housing Market Outlook for 2026: What Buyers and Sellers Should Expect
A Friendly Guide from the Ingram Mortgage Team Every year brings new headlines — but the Canadian housing market in 2026 is defined by adjustment, balance, and long-term planning. A More Balanced...
Is Spring 2026 the Right Time to Sell? What Canadian Sellers Should Consider Now
A Friendly Guide from the Ingram Mortgage Team If you’re thinking about selling your home in 2026, February is the perfect time to start planning. Spring is traditionally Canada’s busiest real...
Buying a Home in 2026: What Canadian Buyers Should Know After the Winter Market
A Friendly Guide from the Ingram Mortgage Team February is a quiet month in Canadian real estate — but for buyers, it’s one of the smartest times to prepare. As winter begins to fade, many Canadians...
Fixed vs. Variable in 2026: Navigating the New Spread
One of the most common—and stressful—questions we get is: "Should I go Fixed or Variable?" It is the million-dollar question. In 2024, the answer was complicated. In 2025, the answer was hopeful....
The “Renewal Cliff” is Here: Strategies for 2026 Maturities
We have been warning about it for years. The media has dubbed it the "Renewal Cliff" or the "Mortgage Wall." Well, look at the calendar: It is 2026, and the cliff is here. If you bought your home in...
FHSA 2026 Update: Maximizing Your New $8,000 Room
It’s January, and while most people are thinking about gym memberships and resolutions, savvy future homeowners are thinking about one thing: Tax-Free Room. The First Home Savings Account (FHSA) has...
The 2026 Real Estate “Reset”: Is Now the Time to Enter the Market?
Happy New Year! As we turn the calendar to January 2026, the Canadian real estate market feels different than it has in a long time. If you have been following the headlines for the last two years,...