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Do I Need Homeowners Insurance and When Should I Buy It?
It's no secret that homeowners insurance is important. But if you can't afford it, can you still own a home? Some people believe that it is mandatory, while others think that it is only necessary if...
What is NOT Covered On a Standard Homeowners Insurance Policy?
When you are deciding on which homeowners insurance policy to purchase, it is important to understand what is and is not covered. Most policies have a standard list of coverages, but there may be...
Buying An Investment Property: 5 Steps To Get Started
Property remains one of the most stable and reliable investments around, offering the potential for long-term growth and can provide you with a stream of income, monthly cash flow, and many other...
Can First-Time Buyers Get a Mortgage With Bad Credit?
It's no secret that having bad credit can make it difficult to get a mortgage. But is it impossible for first-time buyers with bad credit to get a home loan? Surprisingly, the answer is no. In fact,...
What You Need to Consider Before Taking a Reverse Mortgage in Retirement
Reverse mortgages are a popular option for seniors to supplement their income in retirement. This type of loan allows borrowers to access the equity they have built up in their home without having...
10 Features Home Buyers Look for: What Should You Consider?
With the housing market on the rise, home buyers are always looking for a perfect home, but what exactly do they want? There are many features that go into the decision of what makes a house "the...
The Housing Market Is On Fire. Will You Get Burned If You Skip A Home Inspection?
When the housing market is on fire, one of the biggest challenges you’ll face - besides getting a seller to accept your offer - is doing your best to avoid getting burned in the process. It’s...
Reverse Mortgages: What Are They, When To Get One & How To Qualify
Reverse mortgage: it’s a term you may hear from time to time but may not have completely understood. Just what is a reverse mortgage? What does it do and do you qualify for one? More importantly,...
Choosing A Mortgage Broker: What To Look For
Shopping around for a great rate on a loan for your mortgage? Consider a mortgage broker and save yourself time, hassle and headache. They’ll do the work for you! What is a mortgage broker? Simply...
The Impact of Your Credit Score on Your Mortgage Rate
What is a credit score? You’ve likely heard about credit scores many times before, but what exactly are they? Simply put, your credit score determines the likelihood of you as a borrower to pay...
Closing Costs – What to Expect After You Buy a Home
We have helped so many members of our mortgage family save money and buy their dream homes! But what about the costs between your down payment and monthly mortgage bills? Closing costs are important...
5 Tips to Save For Your First Mortgage
Rising home prices may make the thought of saving for a down payment seem intimidating. It doesn’t have to be. With a plan in place and the diligence to follow through, you can reach your goal of a...