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Bad Credit / Bankruptcy

Let’s face it, life is challenging! We’ve all been in situations that are sometimes unavoidable. If you’ve been forced to file for bankruptcy or a consumer proposal, the time to begin rebuilding your life and your credit is NOW.

There are a number of small tasks that you can do to begin rebuilding yourself with a good credit rating. Let us help you with your options and get you on track to home ownership. If you’ve been rebuilding your credit rating and it has been almost 2 years since discharge, we may be able to begin the pre-approval process now. There’s only one way to find out: Give us a call.

 

Alternative Lending

If you haven’t had to file for bankruptcy or consumer proposal, but find yourself in a sticky situation, depending on the equity in your home, we have a wide variety of alternative or private lenders that may provide a good option for you. Call us today to find out how we can help you out.

Jordan Kremyr

I was a first time home buyer and really didn’t know what to expect.  I wasn’t sure what my price range was or if I could even afford to get into the market.  However, Jeff and the Ingram Mortgage Team showed me it that becoming a home owner was possible and I was approved in no time.  I thought the whole process was going to be nerve racking and uneasy, but Jeff illustrated such optimism and care towards my family and I that it made it impossible to be uneasy.  Thank you Ingram Mortgage Team for being a key component to an important stage in my life.

Matthew Kirk

Jeff helped us with each of our last two mortgages.  In each case he was proactive and went the extra mile to ensure that we found the mortgage that was right for us.  Jeff’s creativity and ability to see the ‘big picture’ ensured that we got the best rate possible, even in difficult circumstances.  We have been extremely happy with the Ingram Mortgage Team.

B. Weick

Jeff Ingram and his team were great! He was easily accessible and answered every question I had. What I appreciated the most was his ability to take our full needs into consideration and present us with different solutions. He also negotiated the best rate for our circumstance and took the time to explain the process, calming any fears we had. Real-estate is a large investment, whether you are just starting or if you have been in it for a while. Either way, I would have no problems recommending Jeff and his team for his experience, availability, insight and hard work!

Colby & Shannon Smith

My wife and I were struggling with credit card debt.  We were making our payments, but we weren’t making any progress.  We went to the bank we had our mortgage with and they told us they couldn’t do anything for us.  I spoke to Jeff about our problem and he was able to use the equity in our mortgage through a refinance and he got us a rate that was much better than what any of the banks were offering.  Now, we are able to focus our money where we want it and are saving hundreds in interest, all thanks to the IMT.

Tom Getzie

I have purchased several properties in the last 15 years and have always gone through the bank for my mortgage. For my latest purchase I went through Jeff as my mortgage broker. The difference between Jeff as opposed to the bank is that he actually goes out and finds the best rate for you. He was always available for any questions and made the entire application process effortless from start to finish. I would recommend Jeff and the Ingram Mortgage Team to anyone looking for a mortgage. He will save you thousands over dealing with the bank.

Trent & Misha

We had the pleasure of working with the Ingram Mortgage Team during the recent purchase of our first home. Jeff always went above and beyond to explain the details of what we needed to know for our mortgage needs. He did all the research for us, secured the best rate (better than any bank), and always stayed on top of all the current information. We always felt very confident that Jeff had our best interest at heart and that we could trust him fully. We couldn’t ask for more in a Mortgage broker and we will definitely be recommending him to all of our future home-buying friends and family. A sincere thank you Jeff and the Ingram Mortgage team!

Trevor Hanson

I was very appreciative and impressed by how hard Jeff worked for us to find the lowest interest rate and terms available. Jeff went the extra mile, or more, for us by always being available and ready to answer any and all questions that we may have had. Jeff has integrity and is a dedicated and honest mortgage broker. He works hard for his clients. I wouldn’t hesitate to recommend him!