by ingram | Apr 8, 2024 | Mortgage
In the realm of personal finance, few decisions carry as much weight as choosing a mortgage. For many individuals and families, a mortgage represents the largest financial commitment they’ll ever make. Central to this decision is the prevailing mortgage rate—a...
by ingram | Aug 24, 2021 | Finance, Homeownership, Mortgage
What is a credit score? You’ve likely heard about credit scores many times before, but what exactly are they? Simply put, your credit score determines the likelihood of you as a borrower to pay bills when they are due. Your credit score is thus improved when you pay...
by ingram | Apr 23, 2021 | Mortgage
There are many members of our mortgage family with both variable and fixed rate mortgages, but why? Is one not superior to the other? We’ll break down fixed and variable rate mortgages to help you understand the benefits of each, and hopefully provide clarity towards...
by ingram | Jan 9, 2019 | Blog, Mortgage
There aren’t too many Canadians who are able to save up enough money to pay cash for their home. This is why we have mortgages. A mortgage is a loan made to assist a borrower to purchase a property. The property is held as collateral and interest is charged on...
