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Spring Home Buying Tips: Your Guide to a Successful Purchase This Season

Spring Home Buying Tips: Your Guide to a Successful Purchase This Season

by ingram | May 8, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage

Spring is traditionally the hottest season for the real estate market. As the weather warms, so does buyer interest, making it an ideal time for home shopping. Trees bloom, lawns turn green, and neighbourhoods become more welcoming—all factors that make spring an...
How Does a 15-Year Mortgage Compare to a 30-Year Mortgage?

How Does a 15-Year Mortgage Compare to a 30-Year Mortgage?

by ingram | May 1, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage

When purchasing a home, one of the most important decisions you’ll face is how to finance it. Mortgages come in various forms, but two of the most common options are the 15-year and 30-year fixed-rate mortgages. Each has its pros and cons, and choosing between...
Is a Reverse Mortgage a Good Option for Retirees

Is a Reverse Mortgage a Good Option for Retirees

by ingram | Apr 28, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage

Retirement is an exciting phase of life, but it also comes with financial considerations that require careful planning. Many retirees find themselves asset-rich but cash-poor, meaning they own a valuable home but lack the liquid funds to cover living expenses. One...
What Happens If You Miss a Mortgage Payment

What Happens If You Miss a Mortgage Payment

by ingram | Apr 21, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage

Owning a home is a significant milestone in life, but it also comes with financial responsibilities. One of the most crucial obligations is making your mortgage payments on time. However, life is unpredictable, and sometimes, due to unforeseen circumstances, you might...
Vacation Homes vs. Investment Properties: What You Need to Know

Vacation Homes vs. Investment Properties: What You Need to Know

by ingram | Apr 15, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage

When it comes to purchasing real estate, there are various options available depending on your financial goals, lifestyle, and long-term objectives. Two of the most popular types of real estate purchases are vacation homes and investment properties. While both can be...
Housing Affordability Crisis in Canada: Causes, Challenges, and Potential Solutions

Housing Affordability Crisis in Canada: Causes, Challenges, and Potential Solutions

by ingram | Apr 3, 2025 | Finance, Homeownership, Mortgage

Housing affordability has become a major crisis in Canada, affecting individuals and families across the country. Despite recent market fluctuations, home prices remain high in many regions, making homeownership increasingly out of reach for many Canadians. Combined...
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