What is a credit score? You’ve likely heard about credit scores many times before, but what exactly are they? Simply put, your credit score determines the likelihood of you as a borrower to pay bills when they are due. Your credit score is thus improved when you pay...
We have helped so many members of our mortgage family save money and buy their dream homes! But what about the costs between your down payment and monthly mortgage bills? Closing costs are important to budget for, as they can add up very quickly if you’re not...
With the 2019 pandemic, a few economists believed home sales would fall in BC however, that has not been the case. The housing market in BC is growing and demand is outweighing supply with no end in sight. The pandemic has certainly changed how we are living....
Have you ever wondered how much difference extra payments actually make in paying down your mortgage? Let’s take a look and maybe do a little math. The first (and largest) factor to look at is the amortization, which is the remainder of your mortgage’s life. A...
Although getting a mortgage is exciting as it allows you to become a homeowner, a mortgage is, in fact, a lot of debt. So if you have a mortgage, your goal should be to get rid of it as quickly as possible. Here are four things you can do to help pay off your mortgage...
If you’ve been hearing about a new incentive for First Time Home Buyers and wondering how it might impact you, look no further, below you will find all relevant information to date. As more information is released, you can expect to find it published here. From...
