by ingram | Oct 27, 2020 | Finance, Mortgage
With the 2019 pandemic, a few economists believed home sales would fall in BC however, that has not been the case. The housing market in BC is growing and demand is outweighing supply with no end in sight. The pandemic has certainly changed how we are living....
by ingram | Jun 4, 2020 | Mortgage
A mortgage refinance is by definition paying off your existing mortgage by signing up for a new one. People apply for a mortgage refinance to access home equity, get a lower rate to improve cash flow, or consolidate their debts. It involves breaking or early...
by ingram | Jun 3, 2020 | Mortgage
What is a Reverse Mortgage? A Reverse Mortgage is a solution for homeowners age 55+ who have a lot of their life savings tied up in their home and they’d like to use some of it to improve cash flow, help fund their retirement, assist family, etc. The...
by ingram | May 25, 2020 | Blog, Mortgage
Anyone who completed the purchase of a home, renewed their mortgage or simply remortgaged for whatever reason likely received a very good rate, historically, and the process was relatively smooth. The Effects of a Global Pandemic Mid March when the Coronavirus...
by ingram | Aug 21, 2019 | Blog, Finance, Mortgage
Have you ever wondered how much difference extra payments actually make in paying down your mortgage? Let’s take a look and maybe do a little math. The first (and largest) factor to look at is the amortization, which is the remainder of your mortgage’s life. A...
by ingram | Aug 7, 2019 | Blog, Mortgage
It’s a common held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, that your lender is somehow obligated to renew your mortgage. This is simply not the case. The truth is, a lender is never under any...
