Deprecated: Hook wp_smush_should_skip_parse is deprecated since version 3.16.1! Use wp_smush_should_skip_lazy_load instead. in /wordpress/wp-includes/functions.php on line 6078
Expert Mortgage Advice - Page 13 of 14 - Ingram Mortgage Team
Deprecated: Hook wp_smush_should_skip_parse is deprecated since version 3.16.1! Use wp_smush_should_skip_lazy_load instead. in /wordpress/wp-includes/functions.php on line 6078
2017 is in the rear view mirror and the road to 2018 is directly in front of us! As starting a new year is a great time to gain some perspective, let’s reflect on some of the changes brought about this last year in the Canadian housing and mortgage market, and...
OSFI’s forthcoming stress test for all uninsured mortgages after January 1 will have far-reaching effects across the mortgage industry, potentially removing up to 50,000 buyers from the real estate market each year. That’s one of many key findings from Mortgage...
OK, OK, I’m finally writing my first blog! I must admit I am feeling a little, no, a lot intimidated right now as I think the “blogosphere” is already filled with people far more intelligent than me! I’ve been told to write about anything and...
So often this is the first question that clients ask. How can you blame them? The media and other outside influences have trained us to think that way. Every website and window ad we come across is advertising some sort of rate. What the majority of consumers fail to...
With 85% loan-to-value being the maximum you are now able to refinance your property, property values staying more level, and 30 years being the maximum amortization on high ratio deals, it’s not as easy as it once was to simply refinance and pull some money out...
Renovating homes is becoming ever-more popular these days. Part of the reason, as the following article eludes to, is the extremely popular reality TV shows that flood the airways today. Another big reason is the fact that it’s almost impossible to find a newly...
Finally! After two years of waiting, the Finance Department has announced a new “code” that will force banks and lenders to clearly state how their pre-payment penalties will be calculated and explain to the consumer how they can pay off their mortgage...
Clients ask me on a daily basis, “what are my closing costs going to be?” OR, “how much will I owe at the lawyers’?” These are great questions to ask, and someone has written a great article answering them. Click here to read it. (I know...
Early this week, an email came across my Blackberry with a link to an article that discussed how 2 out of 3 Canadians neglect to shop around for a better price/product when their mortgage comes up for renewal. At first, I was not surprised by this stat. After all, it...
This article is stating that many consumers out there are coming to mortgage brokers and demanding that their mortgage be placed with one of the big six banks. One mortgage broker even says that his client took a higher rate, just to have their mortgage with TD, as...
