What’s Your Best Rate?

So often this is the first question that clients ask. How can you blame them? The media and other outside influences have trained us to think that way. Every website and window ad we come across is advertising some sort of rate. What the majority of consumers fail to...

Burning Money

Early this week, an email came across my Blackberry with a link to an article that discussed how 2 out of 3 Canadians neglect to shop around for a better price/product when their mortgage comes up for renewal. At first, I was not surprised by this stat. After all, it...

Banks Vs Mono-Line Lenders

This article is stating that many consumers out there are coming to mortgage brokers and demanding that their mortgage be placed with one of the big six banks. One mortgage broker even says that his client took a higher rate, just to have their mortgage with TD, as...

Mortgage Brokers Provide Healthy Competition

Here is a great article talking, indirectly, on how mortgage brokers are very good for the economy and the end-consumers. In Australia, banks own over 93% of the mortgage market. There is no mortgage-securitization (CMHC) over there, which makes it very difficult for...