Exclusive Mortgage Benefit

You're a UA member.

Your mortgage benefits should reflect that.

As a UA member, you have access to a dedicated mortgage program designed to save you money, simplify the process, and support you for life — not just at closing.

40 years

of combined experience

Our team doesn't just process mortgages — we educate and advise you at every step. From your first home to your fifth renewal, we're here as both a trusted advisor and a long-term partner for you and your family.

What's Included in Your UA Mortgage Program

Cash at Closing

Up to $3,000 Cash-At-Closing upon completion of your purchase when you use our exclusive UA Home Buyers Program

Access to a wide variety of lenders

We are electronically connected to over 30 different lenders so that you don’t have to waste time doing the shopping on your own

Exclusive Rates & Pricing

Get access to discounted rates and unpublished rate specials that aren't available to the general public.

Special Bank Perks

Scotiabank, TD, and BMO customers receive additional exclusive benefits through the program.

Inflation Hedge Mortgage Strategy

Enroll in our signature strategy and receive a guaranteed reduction in interest costs — plus years shaved off your amortization.

Legal & Appraisal Savings

Enjoy discounts on legal services and free appraisals when required.

Rental & Renewal Programs

A short description of this feature and why it matters to your customers.

Our Exclusive Promise

The UVRM Guarantee — Your Rate, Protected

Our service does not stop when your mortgage documents are signed. The Ingram Mortgage Team's Ultimate Variable Rate Mortgage (UVRM) Guarantee means we continue to actively manage your mortgage for as long as you are our client.

We Watch the Market for You

Whenever the Bank of Canada changes rates, we inform you immediately and advise whether it is a good time to lock in to a fixed rate.

Best Rate Lock-In Guarantee

A short description of this feature and why it matters to your customers.

Lifetime Mortgage Management

From your first home to your forever home, we are your mortgage partner — monitoring, advising, and optimizing your strategy at every stage.

Eligible Lenders: First National, Merix, Street Capital, Scotia, TD, Home Trust, EQ Bank, Canadiana Standard, CFF, ICICI, MCAP Standard, B2B, NBC, Coast Capital Savings, and more.

Badge

Broker Rate Lock-In Guarantee

When it is time to lock in your variable rate mortgage, we guarantee you will receive the lender's best available fixed rate — or we cover the cost to move you to a better option.

50+
Lending Partners
20+
Years Experience
355+
Five-Star Reviews
$0
Cost to You