Beyond the Mortgage
Protect Your Home &
Family at Every Stage of Life
Your mortgage is just the beginning. We connect our clients with trusted partners for legal protection and home insurance
— so your biggest investment is covered from every angle.
1 In 3
Canadian homeowners do not have an up-to-date will —
leaving their families and their biggest asset legally unprotected.
Our Partner Services
Complete Protection for Your Home & Your Family
Getting a mortgage is one of the most significant financial decisions you will ever make. But the responsibility of homeownership extends beyond the mortgage itself. You need to protect your home with the right insurance, and you need to protect your family with the right legal documents in place.
That is why the Ingram Mortgage Team has partnered with two trusted Canadian service providers — LegalShield for legal protection and Nuera Insurance for home insurance — to offer our clients a complete, end-to-end protection package. As a valued member of our mortgage family, you receive exclusive access and preferred pricing on both services.
🛡 LegalShield Canada
Legal Protection
We believe every Canadian family deserves access to quality legal advice — not just those who can afford expensive hourly rates. LegalShield makes that possible for as little as $25 per month.
Your monthly membership gives you unlimited access to a qualified law firm right in your province. Whether you need a will drafted, a contract reviewed, or urgent legal advice at 2 a.m., LegalShield has you covered
- Unlimited calls to a qualified law firm in your province
- Will creation and estate planning documents
- 24/7 emergency legal access for covered situations
- Legal advice for your entire household
- Contract and document review
- Starting from just $25/month
Why we recommend it: As a new homeowner, having a will and legal protection in place is not optional — it is essential. LegalShield makes it affordable and accessible for every family we work with.
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Nuera Insurance
Home Insurance
Home insurance is not optional — every mortgage lender in Canada requires proof of coverage before advancing funds. The question is: are you getting the best rate and the right coverage for your home?
Nuera Insurance is a fully online insurance platform that shops multiple providers on your behalf, handles all the paperwork, and makes it simple to get covered and file a claim. As an Ingram Mortgage client, you receive a special discounted rate that is not available to the general public.
- Multiple quotes from top Canadian insurers in minutes
- 100% online — no paperwork, no phone calls required
- Exclusive discounted rates for Ingram Mortgage clients
- Simple online claims process
- Coverage for homes, condos, and rental properties
- Expert support when you need it most
Exclusive offer: If you have a mortgage with the Ingram Mortgage Team, you qualify for a special discounted rate through Nuera Insurance. Ask us about it at your next appointment.
Why It Matters
Why Every Homeowner in The Lower Mainland Needs This
From first-time buyers to seasoned investors, we have the expertise and
lender relationships to get you the best possible outcome.
📋
Home Insurance is Mandatory
Every mortgage lender in Canada requires proof of home insurance before closing. Without it, your mortgage cannot be finalized. We make sure you are covered on time, every time.
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Most Homeowners Have No Will
Without a will, your home and assets may not go to who you intend. LegalShield makes creating a legally valid will fast, affordable, and stress-free — for the whole family.
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24/7 Legal Emergency Access
Legal emergencies do not wait for business hours. LegalShield provides round-the-clock access to a lawyer for covered emergencies — giving your family peace of mind at any hour.
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Exclusive Client Savings
As a member of the Ingram Mortgage Family, you receive preferred pricing on both LegalShield and Nuera Insurance — savings that are not available to the general public.
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Trusted, Vetted Partners
We only recommend services we trust. Both LegalShield and Nuera Insurance have been carefully selected to meet the high standards we hold for every recommendation we make to our clients.
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One Team, Complete Coverage
Access the equity in your home with no monthly payments required. A powerful financial tool for Canadian homeowners 55+.
Common Questions
Frequently Asked Questions
Everything you need to know about legal protection and home insurance for
homeowners in the lower mainland
Do I need home insurance to get a mortgage in Canada?
Yes. In Canada, all mortgage lenders require proof of home insurance before they will advance funds on a mortgage. You must have coverage in place on or before your closing date. Without it, your mortgage cannot be finalized. Through our partnership with Nuera Insurance, we can help you get covered quickly and at a preferred rate.
What does LegalShield cover in Canada?
LegalShield provides unlimited access to a qualified law firm in your province for a low monthly fee. Coverage includes will creation, legal advice on contracts and documents, 24/7 emergency legal access, and consultations on a wide range of personal legal matters — all for your entire household.
How much does home insurance cost in Surrey and Langley?
Home insurance premiums in Surrey and Langley vary based on the property value, location, coverage level, and claims history. Through our partnership with Nuera Insurance, Ingram Mortgage clients receive a special discounted rate. Getting a free online quote takes just a few minutes — and our team can walk you through the options.
Why does the Ingram Mortgage Team recommend LegalShield?
We believe that protecting your family legally is just as important as protecting your home financially. LegalShield gives every Canadian family access to professional legal advice at an affordable monthly rate — something we consider essential for every homeowner. A will, a reviewed contract, or emergency legal advice can make all the difference when it matters most.
Ready to Protect Everything You Have Worked For?
Talk to the Ingram Mortgage Team today. We will connect you with the right coverage for your home and your family — and make sure you are getting the best possible rate as a member of our mortgage family.
