by ingram | Dec 15, 2025 | Homeownership
When you’re planning to sell your home, you might assume the market will always favour sellers — but that’s not always the case. One big factor that can shape your sale price and timing? Interest rates. As interest rates rise or fall, they influence how much buyers...
by ingram | Dec 2, 2025 | CMHC
Buying a home with a smaller down payment? If you have less than 20% down, chances are you’ll be paying for Canada Mortgage and Housing Corporation (CMHC) mortgage insurance. But what does that really mean — and how much will it cost you? Let’s break down how it works...
by ingram | Nov 19, 2025 | Mortgage
A Friendly Guide from the Ingram Mortgage Team Life changes quickly. Jobs shift, families grow, opportunities arise, and sometimes your current mortgage simply doesn’t fit your future plans. When that happens, many Canadians ask the same question: “Can I break my...
by ingram | Nov 13, 2025 | Mortgage
If you’re house-hunting in Canada, chances are you’ve heard that getting “pre-approved” for a mortgage is a must. But what exactly does that mean—and how much weight does a pre-approval really carry when you’re ready to make an offer? Let’s break down what a mortgage...
by ingram | Oct 7, 2025 | Mortgage
For many Canadians, 2025 marks a critical year for mortgage renewals. With thousands of homeowners coming up for renewal after borrowing at ultra-low pandemic rates, the financial adjustment can be significant. But preparation is key — and the good news is, you have...
