by ingram | Apr 23, 2021 | Mortgage
There are many members of our mortgage family with both variable and fixed rate mortgages, but why? Is one not superior to the other? We’ll break down fixed and variable rate mortgages to help you understand the benefits of each, and hopefully provide clarity towards...
by ingram | Jan 9, 2019 | Blog, Mortgage
There aren’t too many Canadians who are able to save up enough money to pay cash for their home. This is why we have mortgages. A mortgage is a loan made to assist a borrower to purchase a property. The property is held as collateral and interest is charged on...
by ingram | Jan 21, 2026 | Mortgage
We have been warning about it for years. The media has dubbed it the “Renewal Cliff” or the “Mortgage Wall.” Well, look at the calendar: It is 2026, and the cliff is here. If you bought your home in 2021, you likely secured a rock-bottom...
by ingram | Dec 22, 2025 | Mortgage
Mortgage penalties can feel like a roadblock when you’re trying to take advantage of lower interest rates. But what if there was a way to access better rates without breaking your existing mortgage contract—and without paying hefty penalties? That’s where blended...
by ingram | Dec 15, 2025 | Homeownership
When you’re planning to sell your home, you might assume the market will always favour sellers — but that’s not always the case. One big factor that can shape your sale price and timing? Interest rates. As interest rates rise or fall, they influence how much buyers...
