by ingram | Apr 23, 2021 | Mortgage
There are many members of our mortgage family with both variable and fixed rate mortgages, but why? Is one not superior to the other? We’ll break down fixed and variable rate mortgages to help you understand the benefits of each, and hopefully provide clarity towards...
by ingram | Jan 9, 2019 | Blog, Mortgage
There aren’t too many Canadians who are able to save up enough money to pay cash for their home. This is why we have mortgages. A mortgage is a loan made to assist a borrower to purchase a property. The property is held as collateral and interest is charged on...
by ingram | Apr 30, 2026 | Blog, Homeownership, Mortgage
Every year, hundreds of thousands of Canadians receive a mortgage renewal letter in the mail. Most of them sign it, send it back, and never think about whether they got a fair deal. Most of them leave money on the table. You’re far from alone. We’ve been...
by ingram | Apr 15, 2026 | Blog, Finance, Homeownership, Mortgage
“I’ve already been pre-approved.” We hear this a lot. And sometimes it’s true. But often, more often than people realize, what they actually have is a pre-qualification. And in a competitive spring market, that distinction can be the difference...
by ingram | Mar 24, 2026 | First Time Home Buyers, Homeownership, Mortgage, Self-Employed
Being your own boss is one of the most rewarding things you can do — but when it comes time to buy a home, it can feel like the entire mortgage world is set up against you. Banks want T4s, steady paycheques, and two years of consistent employment history. If...
