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What to Consider For Co-Ownership of a Home

What to Consider For Co-Ownership of a Home

by ingram | Jun 15, 2022 | First Time Home Buyers, Homeownership, Mortgage

Do you and your spouse earn a good income, but don’t quite make enough to qualify for the home you want? You may want to consider co-owning a home with another party. In order to do this, both parties will need to fill out a mortgage application and include their...
Do I Need Homeowners Insurance and When Should I Buy It?

Do I Need Homeowners Insurance and When Should I Buy It?

by ingram | May 16, 2022 | First Time Home Buyers, Homeownership, Mortgage

It’s no secret that homeowners insurance is important. But if you can’t afford it, can you still own a home? Some people believe that it is mandatory, while others think that it is only necessary if you have a mortgage. The truth is, homeowners insurance...
What is NOT Covered On a Standard Homeowners Insurance Policy?

What is NOT Covered On a Standard Homeowners Insurance Policy?

by ingram | Apr 21, 2022 | First Time Home Buyers, Homeownership

When you are deciding on which homeowners insurance policy to purchase, it is important to understand what is and is not covered. Most policies have a standard list of coverages, but there may be some things that are not included. For example, damage caused by floods...
Buying An Investment Property: 5 Steps To Get Started

Buying An Investment Property: 5 Steps To Get Started

by ingram | Mar 16, 2022 | First Time Home Buyers, Homeownership

Property remains one of the most stable and reliable investments around, offering the potential for long-term growth and can provide you with a stream of income, monthly cash flow, and many other benefits. However, it is not without risks – and there are a few things...
The Housing Market Is On Fire. Will You Get Burned If You Skip A Home Inspection?

The Housing Market Is On Fire. Will You Get Burned If You Skip A Home Inspection?

by ingram | Dec 2, 2021 | First Time Home Buyers, Homeownership

When the housing market is on fire, one of the biggest challenges you’ll face – besides getting a seller to accept your offer – is doing your best to avoid getting burned in the process. It’s inevitable that issues will arise when you’re trying to close a...
Choosing A Mortgage Broker: What To Look For

Choosing A Mortgage Broker: What To Look For

by ingram | Sep 20, 2021 | First Time Home Buyers, Homeownership, Mortgage

Shopping around for a great rate on a loan for your mortgage? Consider a mortgage broker and save yourself time, hassle and headache. They’ll do the work for you! What is a mortgage broker? Simply put, it’s an independent, third party that sources the best possible...
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