by ingram | May 12, 2026 | Blog, First Time Home Buyers, Homeownership, Mortgage
May long weekend. The smell of the lake. The sound of a screen door. For millions of Canadians, cottage season isn’t just a time of year — it’s a dream they’ve been quietly budgeting toward for years. And in 2026, with more listings in recreational...
by ingram | Mar 24, 2026 | First Time Home Buyers, Homeownership, Mortgage, Self-Employed
Being your own boss is one of the most rewarding things you can do — but when it comes time to buy a home, it can feel like the entire mortgage world is set up against you. Banks want T4s, steady paycheques, and two years of consistent employment history. If...
by ingram | Jul 4, 2025 | Blog, First Time Home Buyers, Homeownership
Buying your first home is one of the most exciting—and often overwhelming—experiences of your life. In British Columbia, where the real estate market can be fast-paced and competitive, navigating the journey can feel even more daunting. That’s why having the right...
by ingram | May 26, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage
In Canada, the dissolution of a marriage or common-law partnership often leads to difficult decisions about how to handle shared assets and liabilities. One of the most significant assets that needs to be divided is the family home, and if the property is jointly...
by ingram | May 19, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage
A cash-out refinance is a financial strategy that allows homeowners to tap into the equity in their property by refinancing their current mortgage for a larger loan amount. With this option, homeowners receive the difference between their new loan and the balance of...
by ingram | May 8, 2025 | Finance, First Time Home Buyers, Homeownership, Mortgage
Spring is traditionally the hottest season for the real estate market. As the weather warms, so does buyer interest, making it an ideal time for home shopping. Trees bloom, lawns turn green, and neighbourhoods become more welcoming—all factors that make spring an...
