by ingram | Sep 7, 2022 | Blog
Home equity is the difference between your home’s current market value and the outstanding balance on your mortgage. If you own a home and have been making regular payments on your mortgage, chances are you have built up some equity. Home equity can be a...
by ingram | Jan 6, 2022 | Blog, Homeownership
With the housing market on the rise, home buyers are always looking for a perfect home, but what exactly do they want? There are many features that go into the decision of what makes a house “the one.” One of the huge draws is a good neighbourhood. Having...
by ingram | Jun 17, 2021 | Blog, First Time Home Buyers, Homeownership, Mortgage
Rising home prices may make the thought of saving for a down payment seem intimidating. It doesn’t have to be. With a plan in place and the diligence to follow through, you can reach your goal of a down payment sooner than you may think. 1 – Commit to...
by ingram | Feb 19, 2021 | Blog
For many people, buying a house is an exciting journey. While it may be tempting to jump right in and start looking for your dream home, remember that the neighbourhood you select for your family is just as important as the house. Luckily, you can follow the “5...
by ingram | Nov 5, 2020 | Blog
A “Gifted” Down Payment is very common for first-time buyers. Essentially, a buyer’s family member will offer up money to go towards the down payment of their new home. A gifted down payment is often used when the new buyer does not have enough money to get to the 5%...
by ingram | Nov 1, 2020 | Blog
So you’re thinking about co-signing for a mortgage? Do you really know what it means to be a mortgage cosigner? Do you know what you’re getting yourself into when cosigning a mortgage? Co-signing a mortgage is a big decision. Here are some important items...
