3 Ways to Get Your Home Equity: Which One is Right for You?

3 Ways to Get Your Home Equity: Which One is Right for You?

Home equity is the difference between your home’s current market value and the outstanding balance on your mortgage. If you own a home and have been making regular payments on your mortgage, chances are you have built up some equity. Home equity can be a...
The “5 As” of a Neighbourhood

The “5 As” of a Neighbourhood

For many people, buying a house is an exciting journey. While it may be tempting to jump right in and start looking for your dream home, remember that the neighbourhood you select for your family is just as important as the house. Luckily, you can follow the “5...

What is a “Gifted” Down Payment?

A “Gifted” Down Payment is very common for first-time buyers. Essentially, a buyer’s family member will offer up money to go towards the down payment of their new home. A gifted down payment is often used when the new buyer does not have enough money to get to the 5%...
5 Things You Need to Know Before You Co-Sign a Mortgage

5 Things You Need to Know Before You Co-Sign a Mortgage

So you’re thinking about co-signing for a mortgage? Do you really know what it means to be a mortgage cosigner? Do you know what you’re getting yourself into when cosigning a mortgage? Co-signing a mortgage is a big decision. Here are some important items...