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Blog Archives - Page 2 of 10 - Ingram Mortgage Team
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For many people, buying a house is an exciting journey. While it may be tempting to jump right in and start looking for your dream home, remember that the neighbourhood you select for your family is just as important as the house. Luckily, you can follow the “5...
A “Gifted” Down Payment is very common for first-time buyers. Essentially, a buyer’s family member will offer up money to go towards the down payment of their new home. A gifted down payment is often used when the new buyer does not have enough money to get to the 5%...
So you’re thinking about co-signing for a mortgage? Do you really know what it means to be a mortgage cosigner? Do you know what you’re getting yourself into when cosigning a mortgage? Co-signing a mortgage is a big decision. Here are some important items...
Anyone who completed the purchase of a home, renewed their mortgage or simply remortgaged for whatever reason likely received a very good rate, historically, and the process was relatively smooth. The Effects of a Global Pandemic Mid March when the Coronavirus...
Have you ever wondered how much difference extra payments actually make in paying down your mortgage? Let’s take a look and maybe do a little math. The first (and largest) factor to look at is the amortization, which is the remainder of your mortgage’s life. A...
It’s a common held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, that your lender is somehow obligated to renew your mortgage. This is simply not the case. The truth is, a lender is never under any...
