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What is a “Gifted” Down Payment?

A “Gifted” Down Payment is very common for first-time buyers. Essentially, a buyer’s family member will offer up money to go towards the down payment of their new home. A gifted down payment is...

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A Guide to Reverse Mortgages in Canada

What is a Reverse Mortgage?    A Reverse Mortgage is a solution for homeowners age 55+ who have a lot of their life savings tied up in their home and they’d like to use some of it to improve...

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Buying A Home During a Pandemic

Sir Winston Churchill once said we should never waste a good crisis. That could be a good way to look at what we are enduring now. If you had been thinking about buying a home there may be some...

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Are Lenders Obligated to Renew Mortgages?

Are Lenders Obligated to Renew Mortgages?

It's a common held belief that if you've made your mortgage payments on time throughout the entirety of your mortgage term, that your lender is somehow obligated to renew your mortgage. This is...

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